Welcome to part 2 of Personal records.
Tax related:
1. Copy of Income Tax Return and acknowledgement
2. Copy of Wealth Tax return and acknowledgement
3. Assessment orders, Appeals if any.
4. Advance Tax challan
5. Tax Deduction Certificate like Form16,Form 16 A.
6. Donation receipts,Tax exempted investments/ payments,
Housing loan interest certificate.etc.,
.
Investment related:
Property is already covered in my post dated 15-09-08.
We now go to non property related records.
1. Insurance Policies,Share, Debenture \ Fixed Deposit Certificates in various companies,
RBI bonds,NSC, NSS certificates etc.,
2. Bank pass books, statements.
3. ECS\Mandate instuctions for pay out, transfer among inter accounts.
4. Nomination \ assignment details – Employee`s Provident Fund, PPF, Life
Insurance,Motor vehicle Insurance, Fixed Deposits, Shares, Bank accounts
5. Demat accounts – Pin, pass words.
6. Power of attorney for account operation.
7. Locker details, including nomination.
Pension related:
1.Approval papers,computation, etc.,
2.Bank details,nomination etc.,
Miscellaneous:
1. Deposit receipts -Electricity, Telephones,Metro water etc.,
2. Cheque book history and PDC details
3 Purchase Bills - important items like jewels
4. Credit and debit card PIN - ATM and phone bank banking.
5. Life membership certificates
6. Guarantee\Warranties
One may have some other records also. This post is meant as a general check list.
Use and benefit.
More to come.
N.Subramani
